Kevin Erdmann
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Senior Affiliated Scholar
Kevin Erdmann is a senior affiliated scholar at the Mercatus Center at George Mason University. He is currently engaged in two book projects with Mercatus on housing finance, land use restrictions, and monetary policy. His first book, Shut Out (Rowman & Littlefield, 2019), offers a contrarian theory on the causes of the housing boom and bust. Reviews of Shut Out have appeared in the Economic Record, Regulation, and the Washington Examiner.
Erdmann’s work has appeared in the Wall Street Journal, the National Review, and Politico, and it has been featured on C-SPAN. Erdmann also blogs at Idiosyncratic Whisk, where he published many of his original discoveries about the housing boom and the financial crisis as he began to investigate them. Eventually that evidence accumulated to form a comprehensive new paradigm through which to view the economy and financial markets, and Erdmann now develops and communicates the lessons of this new framework for policymakers, investors, and firms.
Erdmann was a small business owner for 17 years. He holds a master’s degree in finance from the University of Arizona.
Latest Work
- | Housing Housing
- | Radio Appearance Radio Appearance
Should the Government Give First-time Homebuyers $25,000? | WBUR Boston
- | Expert Commentary Expert Commentary
Flirting With the Last ‘No’ in Housing | Discourse
- | Housing Housing
- | State Testimonies State Testimonies
Accessory Dwelling Units Can Help Unlock Housing Affordability in Colorado
- | Housing Housing
- | State Testimonies State Testimonies
Accessory Dwelling Units Can Help Unlock Housing Affordability in Colorado
- | Housing Housing
- | Research Papers Research Papers
Home Price Trends Point to a Worsening Lack of Supply
- | Housing Housing
- | Radio Appearance Radio Appearance
Affordable Housing | KTAR Radio (Arizona)
- | Housing Housing
- | Expert Commentary Expert Commentary
‘Affordable’ Housing Only Makes Phoenix’s Affordability Crisis Worse | The Arizona Republic
- | Housing Housing
- | Radio Appearance Radio Appearance
How a Decline in Home Sales Also Trips up Retail | Marketplace Radio
Latest Work
- | Housing Housing
- | Radio Appearance Radio Appearance
Should the Government Give First-time Homebuyers $25,000? | WBUR Boston
- | Expert Commentary Expert Commentary
Flirting With the Last ‘No’ in Housing | Discourse
- | Housing Housing
- | State Testimonies State Testimonies
Accessory Dwelling Units Can Help Unlock Housing Affordability in Colorado
- | Housing Housing
- | State Testimonies State Testimonies
Accessory Dwelling Units Can Help Unlock Housing Affordability in Colorado
- | Housing Housing
- | Research Papers Research Papers
Home Price Trends Point to a Worsening Lack of Supply
- | Housing Housing
- | Radio Appearance Radio Appearance
Affordable Housing | KTAR Radio (Arizona)
- | Housing Housing
- | Expert Commentary Expert Commentary
‘Affordable’ Housing Only Makes Phoenix’s Affordability Crisis Worse | The Arizona Republic
- | Housing Housing
- | Radio Appearance Radio Appearance
How a Decline in Home Sales Also Trips up Retail | Marketplace Radio
Latest Work
- | Housing Housing
- | Research Papers Research Papers
Home Price Trends Point to a Worsening Lack of Supply
- | Housing Housing
- | Research Papers Research Papers
Reassessing the Role of Supply and Demand on Housing Bubble Prices
- | Housing Housing
- | Research Papers Research Papers
Rising Home Prices Are Mostly from Rising Rents
- | Financial Markets Financial Markets
- | Policy Briefs Policy Briefs
A Suggested Mortgage Amortization Structure: Fixed Amortization, Adjustable Principal
- | Housing Housing
- | Research Papers Research Papers
Build More Houses
- | Monetary Policy Monetary Policy
- | Research Papers Research Papers
Housing Policy, Monetary Policy, and the Great Recession
- | Financial Markets Financial Markets
- | Policy Briefs Policy Briefs
Get Cash to More Families That Need It Now: Give Banks More Discretion to Make Home Equity Loans and Refinance Mortgages
Latest Work
- | Housing Housing
- | Radio Appearance Radio Appearance
Should the Government Give First-time Homebuyers $25,000? | WBUR Boston
- | Housing Housing
- | Radio Appearance Radio Appearance
Affordable Housing | KTAR Radio (Arizona)
- | Housing Housing
- | Radio Appearance Radio Appearance
How a Decline in Home Sales Also Trips up Retail | Marketplace Radio
- | Housing Housing
- | TV Appearance TV Appearance
Hawaii’s Housing Shortage Explained | ThinkTech Hawaii
- | Mercatus Original Podcasts Mercatus Original Podcasts
A Conversation on Lending Standards and Access to Housing
- | Radio Appearance Radio Appearance
Kevin Erdman on Marketplace - Fannie and Freddy
- | Housing Housing
- | Mercatus Original Podcasts Mercatus Original Podcasts
Making the Housing Market More Resilient for Homeowners, Neighborhoods, and the Economy
- | Monetary Policy Monetary Policy
- | Mercatus Original Podcasts Mercatus Original Podcasts
- | Macro Musings Macro Musings
Kevin Erdmann on Housing Shortages and a New Understanding of the Great Recession
Latest Work
- | Housing Housing
- | State Testimonies State Testimonies
Accessory Dwelling Units Can Help Unlock Housing Affordability in Colorado
- | Housing Housing
- | State Testimonies State Testimonies
Accessory Dwelling Units Can Help Unlock Housing Affordability in Colorado
- | Housing Housing
- | State Testimonies State Testimonies
Regulations Are the Main Cause of Inadequate Housing Supply and Rising Rents in Texas
- | Housing Housing
- | Public Interest Comments Public Interest Comments
Fewer Restrictions on Lending Can Make Housing More Affordable
- | Financial Markets Financial Markets
- | Public Interest Comments Public Interest Comments
Policymakers Should Reevaluate the Premises That Led to an Overhaul of Regulation Z
- | Monetary Policy Monetary Policy
- | Public Interest Comments Public Interest Comments
Response to the Federal Housing Finance Agency Request for Comment on How Its Regulations May Be Made More Effective and Less Burdensome
Latest Work
- | Expert Commentary Expert Commentary
Flirting With the Last ‘No’ in Housing | Discourse
- | Housing Housing
- | Expert Commentary Expert Commentary
‘Affordable’ Housing Only Makes Phoenix’s Affordability Crisis Worse | The Arizona Republic
- | Housing Housing
- | Expert Commentary Expert Commentary
Arizona Housing Affordability Reform Is About To Have Its Moment | Arizona Capitol Times
- | Housing Housing
- | Expert Commentary Expert Commentary
Your Neighborhood May Be Filled With Apartments One Day. And That’s Ok | The Arizona Republic
- | Expert Commentary Expert Commentary
Getting to the Heart of the Home Affordability Question | Newsweek
- | Expert Commentary Expert Commentary