Thomas W. Miller, Jr.
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Senior Affiliated Scholar, EmeritusProfessor of Finance, Mississippi State UniversityJack R. Lee Chair of Financial Institutions and Consumer Finance at Mississippi State University
Thomas W. Miller, Jr. is a Senior Affiliated Scholar, Emeritus with the Mercatus Center at George Mason University whose research focuses on small dollar loans for the Program on Financial Regulation. Professor Miller is also a Professor of Finance and the inaugural holder of the Jack R. Lee Chair of Financial Institutions and Consumer Finance at Mississippi State University. His current research concerns various aspects of consumer credit and, specifically, small dollar installment loans. Professor Miller is a frequent speaker on consumer credit issues at national conferences. Professor Miller has been honored with many research and teaching awards. He has held positions at Saint Louis University, Washington University in St. Louis, the University of Missouri, and has taught in Italy and France. Professor Miller is co-author of Fundamentals of Investments: Valuation and Management, 8th ed. and Derivatives: Valuation and Risk Management. Professor Miller enjoys playing blues and jazz on his tenor saxophone.
Latest Work
- | Financial Markets Financial Markets
- | Public Interest Comments Public Interest Comments
Comment in Response to Proposed Rule on Payday, Vehicle-Title, and Certain High-Cost Installment Loans
- | Financial Markets Financial Markets
- | Books Books
How Do Small-Dollar, Nonbank Loans Work?
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- | Regulation Regulation
- | Expert Commentary Expert Commentary
Righting a Flawed Payday Loans Rule
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- | Expert Commentary Expert Commentary
Righting a Flawed Payday Loans Rule
- | Corporate Welfare Corporate Welfare
- | Expert Commentary Expert Commentary
0%: The Correct Corporate Tax Rate
- | Financial Markets Financial Markets
- | Public Interest Comments Public Interest Comments
Response to Bureau of Consumer Financial Protection Request for Information Regarding Bureau External Engagements
- | Financial Markets Financial Markets
- | Expert Commentary Expert Commentary
Are Credit Cards Becoming Obsolete?
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- | Financial Markets Financial Markets
- | Expert Commentary Expert Commentary
Poverty and Payday Lending in Mississippi
- | Financial Markets Financial Markets
- | Feature Feature
Violet Needs a Loan
- | Financial Markets Financial Markets
- | Expert Commentary Expert Commentary
Congress Must Heel Rogue Financial Watchdog
Latest Work
- | Financial Markets Financial Markets
- | Public Interest Comments Public Interest Comments
Comment in Response to Proposed Rule on Payday, Vehicle-Title, and Certain High-Cost Installment Loans
- | Financial Markets Financial Markets
- | Books Books
How Do Small-Dollar, Nonbank Loans Work?

- | Regulation Regulation
- | Expert Commentary Expert Commentary
Righting a Flawed Payday Loans Rule

- | Expert Commentary Expert Commentary
Righting a Flawed Payday Loans Rule
- | Corporate Welfare Corporate Welfare
- | Expert Commentary Expert Commentary
0%: The Correct Corporate Tax Rate
- | Financial Markets Financial Markets
- | Public Interest Comments Public Interest Comments
Response to Bureau of Consumer Financial Protection Request for Information Regarding Bureau External Engagements
- | Financial Markets Financial Markets
- | Expert Commentary Expert Commentary
Are Credit Cards Becoming Obsolete?

- | Financial Markets Financial Markets
- | Expert Commentary Expert Commentary
Poverty and Payday Lending in Mississippi
- | Financial Markets Financial Markets
- | Feature Feature
Violet Needs a Loan
- | Financial Markets Financial Markets
- | Expert Commentary Expert Commentary
Congress Must Heel Rogue Financial Watchdog
Latest Work
- | Regulation Regulation
- | Expert Commentary Expert Commentary
Righting a Flawed Payday Loans Rule

- | Expert Commentary Expert Commentary
Righting a Flawed Payday Loans Rule
- | Corporate Welfare Corporate Welfare
- | Expert Commentary Expert Commentary
0%: The Correct Corporate Tax Rate
- | Financial Markets Financial Markets
- | Expert Commentary Expert Commentary
Are Credit Cards Becoming Obsolete?

- | Financial Markets Financial Markets
- | Expert Commentary Expert Commentary
Poverty and Payday Lending in Mississippi
- | Financial Markets Financial Markets
- | Feature Feature
Violet Needs a Loan
- | Financial Markets Financial Markets
- | Expert Commentary Expert Commentary
Congress Must Heel Rogue Financial Watchdog
- | Financial Markets Financial Markets
- | Expert Commentary Expert Commentary
The Importance of Competition, Even in 'Small-Dollar' Loan Industry
- | Financial Markets Financial Markets
- | Expert Commentary Expert Commentary
The Demonization of 36 Percent APR
- | Financial Markets Financial Markets
- | Expert Commentary Expert Commentary